Your age
Where you'd live

Where each month's pay goes

    Left for everything else

    Everything else means food, phone, bills, clothes and going out.

      Sources: Income Tax rates and Personal Allowances (GOV.UK) (opens in a new tab); Scottish Income Tax (GOV.UK) (opens in a new tab); National Insurance rates and categories (GOV.UK) (opens in a new tab); Workplace pensions: what you, your employer and the government pay (GOV.UK) (opens in a new tab); Price Index of Private Rents, UK: monthly price statistics (ONS) (opens in a new tab); 16+ Zip Oyster photocard (TfL) (opens in a new tab); Apprentice Oyster photocard (TfL) (opens in a new tab); MD3517 July 2026 fare changes (Greater London Authority) (opens in a new tab); Bus tickets (Transport for Greater Manchester) (opens in a new tab); Under 19 bus-only travel (West Yorkshire Metro) (opens in a new tab); MCard for 19-25s (opens in a new tab); Capped fares (Travel South Yorkshire) (opens in a new tab); Young Persons' (Under 22s) Free Bus Travel (Transport Scotland) (opens in a new tab); £1 bus fares for young people extended to March 2027 (Welsh Government) (opens in a new tab); yLink (Translink) (opens in a new tab).